Terms of use
These terms apply when you use aiinsuregenie.com and the AI InsureGenie chat assistant (together, the "service"). By using the service, you agree to them.
What the service is
AI InsureGenie is an AI assistant that helps drivers understand auto insurance and find a quoting partner or insurer that fits their needs. We are not an insurance company, an insurance agent, or a broker. We do not sell or issue insurance policies, and we do not give legal, tax, or financial advice.
Recommendations and quotes
The assistant recommends partners based on the answers you give and on our arrangements with partners. Sponsored placements are labelled. A recommendation is not a promise that a partner offers the lowest price or the right coverage for you. Quotes, prices, eligibility, and coverage are set by the partner or insurer, and you should review them carefully before you buy.
How we're paid
Partners may pay us when you visit them, request a quote, or when we share your details with your consent. Using our service is free for you.
General information only
Answers from the assistant and our guides are general information. They may not reflect the rules in your state or your situation, and the assistant can make mistakes. Check important details with the insurer or a licensed agent.
Partner and third-party sites
Links may take you to partner or insurer websites. Their own terms and privacy policies apply there, and we are not responsible for their content, services, or decisions.
Using the service
Please give accurate information and use the service only for lawful purposes. Don't try to disrupt the service, access it with automated tools, or misuse it.
Our content
The website, chat, text, graphics, and design belong to AI InsureGenie. You may use them for your own personal, non-commercial purposes.
No warranties
The service is provided "as is" and "as available". To the extent the law allows, we make no warranties about it, including that it will be accurate, uninterrupted, or error-free.
Limitation of liability
To the extent the law allows, AI InsureGenie is not liable for indirect, incidental, or consequential losses arising from your use of the service, or for any decision you make based on it, including the purchase of any insurance policy.
Changes
We may update these terms. If we do, we'll change the date at the top of this page. Continuing to use the service means you accept the updated terms.
Questions
Questions about these terms? Use the options on our Contact page.