- 1
Tell us what you need
Share what matters most and a few details about you and your car. Type it your way or tap an answer.
- 2
Get your top pick
The assistant recommends the quoting partner that fits your needs and location, and tells you why.
- 3
See your quotes
Continue to the partner's site and fill in one short form to see real quotes. You decide what happens next.
Free AI insurance assistant
Get the best auto insurance quote for your needs
Chat in plain words. Our assistant learns what matters to you and points you to the quoting partner that fits, so you fill in one form instead of ten.
Prefer a real person? Ask for a licensed agent
FreeNo cost, no obligation
Plain wordsType it your way
One formNot ten different sites
GenieYour AI insurance guide
Hi, I’m Genie. I help drivers find the right quote, even in tricky situations. What matters most to you?
Try it now
Find your match in 3 taps
Answer three quick questions and we'll show you what kind of partner fits. Nothing is saved until you choose to continue.
Tricky situation?
You still have options
Lots of drivers have a DUI, a lapse, or a few tickets. Genie talks it through in plain words and never judges.
DUI or need an SR-22
Not every insurer files SR-22s. Genie points you to options that do, without judgment.
Talk it throughGap in coverage
A lapse can raise prices, but you still have choices. Getting covered again is the first step.
Talk it throughTickets or an accident
Some insurers are more forgiving than others. Comparing can make a real difference.
Talk it throughNew or young driver
First policy or adding a teen? Learn which discounts and coverage matter most.
Talk it throughRideshare or delivery
Driving for Uber, Lyft, or DoorDash usually needs extra coverage. Find out what fits.
Talk it through¿Prefieres español?
Tenemos una página en español para empezar. Visit our Spanish page.
Ver en españolGeneral information, not advice. Prices and eligibility depend on the insurer and your state.
Ask anything
Questions drivers ask us every day
Tap a question to see how the assistant answers. Then ask your own.
GenieAnswers in plain words
Pick a question and I'll answer it here.
How it works
From chat to quote in three steps
Free tools
Play with the numbers
Quick ways to understand your policy before you compare.
Deductible explorer
See who pays what on a $5,000 repair at different deductibles.
$1,000
Example: $5,000 repairAfter a covered accident
You pay $1,000Insurer pays $4,000
Premium at this deductible: medium. A higher deductible usually means a lower premium.
Should you shop around?
Tick anything that applies. Nothing is saved or sent.
Tick what applies to see if now is a good time.
Guides
Read all guides
Car insurance, explained simply
Plain-language answers to help you compare coverage and prices with confidence.
For quoting platforms, insurers, and agencies
Reach drivers who already know what they want
Every driver tells us their goal before they click. Route by state and profile, and track every handoff.
Partner with usIs AI InsureGenie free to use?
Yes. Chatting with the assistant and getting matched is free, and you never have to buy a policy.
How does AI InsureGenie work?
You tell the assistant what matters to you, such as price or coverage, plus a few details about you and your car. It recommends the quoting partner that fits, and you get your quote on that partner's website.
How does AI InsureGenie make money?
Our quoting partners may pay us a fee when you visit them or request a quote. It costs you nothing, and the assistant always tells you which partner it recommends and why.
Do I still need to fill in a form?
Yes, to see real quotes you fill in the partner's form on their website. The chat helps you pick the right partner first, so you don't fill in forms on several sites.
What affects the price of my car insurance?
Common factors include where you live, your vehicle, your driving record, how much you drive, the coverage and deductible you choose, and in many places your claims history.
Find your best quote, starting with a chat
It's free, and you choose what happens next.
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